TrueLayer blog ProductA message from TrueLayer's CEO. These evolved regulatory frameworks have. Open banking enables retailers to provide a better online payment experience for customers, while benefiting from: Higher conversion – up to 40% higher than other methods such as cards, typically with 95% payment success rates. 22 Sep 2022. TrueLayer's latest funding round was a Series E for $130M on September 21, 2021. 12% to reach USD 37. Complete our complaint form here and we will take it from there, alternatively you can reach us by email at [email protected] the Anna app and type “Get paid” into chat. After just a few minutes, I was hooked. com CLOUDFLARENET, US. Cookies on Companies House services. Real-time data access. TechBikers is THE charity cycling event for start-ups and techies. Open banking payments — or instant bank transfers as they’re often called at checkout — are also a great way to eliminate chargebacks altogether by avoiding credit card. Francesco Simoneschi, CEO. Malathion, a common organophosphate insecticide, is a proven acetylcholinesterase inhibitor and is the most. A message from TrueLayer's CEO. It supports more functionality than older versions, including closed loop and open loop payments, payouts, refunds, and variable recurring payments. A retrospective of sorts, focusing on our direction and what we can do better. ‘Pay a recent or new. on truelayer. Signup+. Better APIs will lead to better open banking services. Payments API. © TrueLayer (Ireland) Limited 2023. Payment risk and credit notifications. Limited use cases reduce the overall compatibility of other industries There is no mention of any live support on their website. Mr Souza. Nov 19, 2023. Once you apply. Sign up for a free demo to see TrueLayer's valuations in. $271. I was also impressed that the co-founders, Francesco and Luca, were still highly engaged and hands on, building a team around them to scale globally. The expansion also yielded several more TrueLayer online casinos for iGaming enthusiasts across Europe. The company intends to use the funds to charge the mainstream adoption of open banking payments through industries like ecommerce and subscriptions. The benefit of TrueLayer over card payments and direct debits is enhanced security, faster payments and a lower cost, which helps Nutmeg to keep our fees low. We power smarter, safer and faster online payments by combining real-time bank payments with financial and identity data. Variable recurring payments. Fuzzing. Bringing Payouts 101 to a close, we explore how TrueLayer Payouts work and how you can integrate them into your existing payments experience. Jack Wilson, Head of Public Policy. TrueLayer processes billions in payments, with 400% growth in payment volume and. For V erification. This is great news for consumers who are still locked out of their own data in many areas, from utilities to insurance, despite wide ranging data laws (GDPR) aimed at. We monitor the conversion, and. TrueLayer is a company that provides financial connectivity services through open APIs. com (The registered domain) AS: AS13335 - CLOUDFLARENET, US Note: An IP might be announced by multiple ASs. Funding. Trustly Group AB. Secure, reliable and easy access to banking infrastructure. A payments network built for growth. Worldpay. . Connect Andrew Watts Data Engineering Lead at The Co-operative Bank. Truelayer Limited. TrueLayer - Provider of open banking API solutions for payment institutions. By working closely with banks on commercial models for open banking, TrueLayer is pioneering the sustainable economic model proposed by JROC. So here’s what our typical interview process looks like. Open Banking. Wagestream IS Limited is a company registered in England and Wales (number 14141395) at 35 Gresse Street, London, W1T 1QY; registered with the FCA (firm reference 998852) as an appointed representative of Resolution Compliance Limited (firm reference 574048), which is authorised and regulated by the FCA; registered with the ICO (reference. 18 billion in 2022, and is projected to grow at a CAGR 13. Permission request. Please reach out to our Sales team by completing the relevant form: For Payments. However, interchange is not the only card acceptance cost. Merchants can use a single platform on the front end to manage payments, and the orchestration platform coordinates various processes and components on the back end. in funding over 8 rounds. 6. The two parts of the open banking payment flow that your provider will control are the bank selection and consent screens. Launching the Open Finance Association. <br><br>I would describe myself as a friendly, professional and. Signup+ combines account creation with making a payment to streamline the sign-up process. The landscape. This week we announced that TrueLayer has been authorised by the Central Bank of Ireland (CBI) as a Payments Institution, and we’ve established our new European headquarters in Dublin, to support our rapidly growing client base across Europe. Joe continues to provide excellent advice to me, 5 years after we stopped working together. The Open Data API dictates how banks must create access endpoints for TPPs, specifying the ways in which. Mr Souza. We just became a Disability Confident Committed employer which is very exciting and we are always looking for ways to improve and to be more inclusive!First, create the payment with the Payments API from your backend. The use of zebrafish as a model to study the effects of. Stake: transforming brokerage with open banking. And we’re looking for people like you to help us get there. 177 Huntington Ave Ste 1703, Boston, Massachusetts, 02115, United States. Businesses use our open banking network to securely access financial data and enable instant payments. With TrueLayer’s payment links, we can automatically send invoice payment requests from our CRM, and the payments settle in real time. TrueLayer is a front runner in the open banking sector, allowing businesses in any industry to effortlessly connect to bank data, verify accounts, and complete instant, secure account-to account payments and. Our open banking payments platform powers new payment products across the UK and Europe. Built on the back of open banking, our payments network connects banks, people and brands that think big across the UK and Europe. 1 2 3. Our open banking platform now covers more than 90% of all major European. Since integrating TrueLayer, Cazoo has seen over 25% of customers using open banking payments when buying their car. More people in the UK can experience the transparency and speed of VRP. Their role is to develop specifications for APIs –. TrueLayer's latest post-money valuation is from September 2021. It’s a similar story in fintech – a 2017 Deloitte study found that less than 30 % of fintech employees in the UK were women. 88 billion in 2021 and expected to reach USD 20. Streamline onboarding with a single payment. Since integrating with TrueLayer, trustshare has seen positive uptake in its open banking offering: “Checkout through open banking is one of our most popular payment methods. Real-time payment. Director of Sales at BCB, banking the global digital assets space. The programme has already earned significant trust from consumers, with more than half a. Open banking is now regulated in the UK by the Financial Conduct Authority (FCA). In this article, we make the case that open banking can, and should be, the future of retail. We use some essential cookies to make our services work. The CreditLadder team knew they needed an open banking partner to quickly and securely access financial data, so they turned to TrueLayer. Bank authentication. The fast track to open finance. Chewton Glen, the location of our. We can now give consent, with a fine level of detail, to companies and apps of our choice to consume banking data and make direct payments. They’ve been retrofitted from a physical payment method into an imperfect online option. How can I contact TrueLayer Sales team? November 07, 2023 08:41. The landscape. We power smarter, faster and safer payments for industry leading businesses across the UK and Europe. The fees effectively create a revenue stream for issuing banks, allowing them to provide secure and innovative card products to consumers whilst also ensuring merchants can receive payments from anywhere in the world. $271. I was excited to join a small startup where I could influence the engineering function and shape the product in the early days. truelayer. Updated on. They’ll be here to help you through the entire process. Damon Roberts, Product Manager. Website. Collect the user's consent to share that data. TrueLayer Support Team. The Data API instantly provided us with a seamless and safe way to verify account ownership and transaction. Fast recurring payments. With TrueLayer’s payment links, we can automatically send invoice payment requests from our CRM, and the payments settle in real time. By combining real-time bank data and identity, they create solutions for streamlining onboarding,. As lead of the TrueLayer Pride Employee Resource Group (ERG), I always find it inspiring to learn about the initiatives and work of Pride ERGs at companies of all shapes and sizes. com) Testing Guidelines. Payments. Date of experience: 04 November 2021. It uses bank-sourced identity data to speed up KYC-compliant onboarding. Variable recurring payments. Enables third party providers like TrueLayer to make payments on behalf of a user at variable amounts and intervals. TRUELAYER LIMITED. We believe that, in the future, bank-to-bank transactions could even surpass. Authentication features. When I started, it was just Fra and Luca (the founders) and Neil and Simone (engineers). You can now use TrueLayer’s open banking platform to access data from the largest banks in Spain. Think of it as a conductor guiding each instrument in the orchestra to work together. Use the payment_id and resource_token in the response from the Payments API, alongside your return URI, to initialise the embedded payment page. Convert more customers by streamlining onboarding with a single payment. An investigation will be conducted, and you will. g. Two reasons for this impressive uptake are trust and ease. The new payment method is seamless compared to a Card, as it uses my Banks Mobile Application to authenticate the payment. The fintech ecosystem in Italy is set for take-off! ️. The Global Open Banking Market size was estimated at USD 17. TrueLayer has allowed me to Top up my Revolut & Nutmeg accounts so much faster than before. Truelayer (Ireland) Limited has 1 shareholder. Desi is our spontaneous, hard-working, rockstar 🌟 UX/UI designer. Wagestream allows your employees to get instant access to their earned wages, without making any changes to your normal payroll process. It attracts users to your service by offering. Unfortunately, coverage can be a tricky thing to measure. They also settle in real time and are a cost effective alternative to debit and credit cards. Select a provider for a payment. 5M. TrueLayer Limited (TrueLayer), with company number 10278251, is based at Part Ground Floor (East), Floors 6 and 7, The Gilbert, 40 Finsbury Square, London, EC2A 1PX and is registered as a data controller with the Information Commissioner's Office ("ICO") under number ZA797592. Once your user has granted consent and undergone the authentication process, there will be a valid connection, identified by an. in funding over 8 rounds. Select ‘Enter bank details’. Development quick start API reference Console Support Status page. Registered Office: 6th Floor, 2 Grand Canal Square, Dublin 2, D02 A342, Ireland. pesticides on development is an innovative approach yielding. However, our platform is built for the type of scale envisaged by Open Finance. Read the case study. It offers instant bank payments, payouts, variable recurring payments (VRP), e-commerce, crypto, and other financial services as well as data, verification, travel, gaming tools, etc. Join the Global Partnerships team at TrueLayer! I'm hiring someone to manage and grow our payment infrastructure capabilities globally… Liked by Weichung Shaw. TrueLayeristas share their experiences and thoughts on how we can better support women in fintech. Once your user has granted consent and undergone the authentication process, there will be a valid connection, identified by an. Payments people: Caxton’s Alana Parsons. Find out how open banking can help online gambling and betting operators meet their compliance requirements while improving the experience for players. TRUELAYER LIMITED - Free company information from Companies House including registered office address, filing history, accounts, annual return, officers, charges,. TrueLayer, una de las primeras plataformas europeas de banca abierta, ha. We want to make your experience as smooth as possible. TrueLayer (Ireland) Limited is authorised and regulated by the Central Bank of Ireland under the European Union (Payment Services) Regulations 2018 for the provision of Payment Services (Firm Reference Number: C433487). The partnership had an immediate impact on HeyTrade’s customer experience. The company partnered with TrueLayer and loyalty giant Nectar360 to launch Nectar Connect, which uses open banking data to give customers personalised offers and bonuses based on their spending habits. Registered office address changed from 3rd Floor 1 Hardwick Street London EC1R 4RB United Kingdom to Part Ground Floor (East), Floors 6 and 7 the Gilbert Finsbury Square London EC2A 1PX on 20 September 2023. The TrueLayer Payments plugin for WooCommerce will allow ecommerce SMBs in the UK and Europe to join the open banking revolution, by adding instant, secure account to account payments to their checkout, whether as a standalone payment method or as part of a best-in-class checkout experience. Managing a team of 5 direct reports, covering B2C, B2B and international business verticals. There is 1 private Unicorn in the entire competition set. 3 lessons for VRP in 2023. A connection represents your user's consent for data access and authentication with their bank. How can I track provider downtime? July 24, 2023 13:37. TrueLayer, which provides technology for developers to enable a range of open-banking-based services has raised $130 million in a funding round that values the. Crunch is a trading style of E-Crunch Ltd (06014477) registered with the. A connection represents your user's consent for data access and authentication with their bank. Payments Payouts VRP Signup+ Verification. Banking at your fingertips. The headquarters is located in London, England. “Our integration will benefit our clients by providing them with the most innovative modern infrastructure to. As digital financial services become the new norm across Europe, the appetite for new and innovative products amongst Italian users is increasing. TrueLayer is authorised and regulated by the UK Financial Conduct Authority under the Payment Services Regulations 2017 and Electronic Money Regulations 2011 (Firm Reference Number: 901096)Update: Since publishing this blog post, the Financial Conduct Authority has provided additional guidance on SCA implementation, which will provide financial institutions with an extension to the September deadline. We invited some of our members to share their stories with us about their money worries and financial challenges and how Wagestream has helped them manage these and their money better day-to-day. TrueLayer partnered with Edgar, Dunn & Company, an independent consultancy with extensive experience in payments, to compete this report. User Reviews Currently, TrueLayer has a 4. Only companies that are authorised by the FCA can use open banking APIs to access financial information or initiate payments on behalf of a customer. TrueLayer has joined forces with leading bookmaker William Hill to offer instant pay-ins and payouts ⚡️ . Company profile page for TrueLayer Ltd including stock price, company news, press releases, executives, board members, and contact informationunderground99 Posts: 404 Forumite. In 2014, I was an integral part of the. TrueLayer is committed to serving the payments needs of businesses and consumers, and is leading the way in consumer research and user experience (UX) design — our most recent findings are published in our 2023 Payments experience playbook. You can now go live across the entire Emerald Isle. TrueLayer, Europe’s leading open banking payments network, today announced that iconic UK gaming operator William Hill is now using TrueLayer’s Payments product to enable instant pay-ins and payouts for players in the UK. Get the latest business insights from Dun & Bradstreet. The headquarters is located in London, England. TrueLayer is a company that builds and provides banking APIs. Wagestream allows your employees to get instant access to their earned wages, without making any changes to your normal payroll process. We discuss the experiences that have shaped them and offer tips for navigating a career in payments. Built on the fastest payments rails across the UK and EU, Payouts settle in real time with close to 100% of those payouts settling successfully at the first attempt. TrueLayer raises $130m to accelerate the adoption of open banking payments globally Latest raise led by Tiger Global Management LLC with participation from global payments technology firm Stripe. The Payments API constrains some fields to be limited to ISO 20022 text format. We accept and encourage differing opinions, this code of conduct sets out guidelines to ensure that we can all share these opinions in a safe way. Strong customer authentication (SCA) — the part of the payment journey where the customer takes an extra step to authenticate the payment — has helped reduce fraud. | TrueLayer is Europe’s leading open banking. TRUELAYER LIMITED Company Profile | LONDON, United Kingdom | Competitors, Financials & Contacts - Dun & Bradstreet. ANNA Money is acting as an agent of TrueLayer, who is providing the regulated Account Information Service, and is Authorised and Regulated by the Financial Conduct Authority under the Payment Services Regulations 2017 and the Electronic Money Regulations 2011 (Firm Reference Number: 901096). Francesco Simoneschi, CEO & CO-Founder. Weavr Limited. That could mean a 40% increase in revenues. Registered Office: 6th Floor, 2 Grand Canal Square, Dublin 2, D02 A342, Ireland. While knowing the overall payment failure rate is important, you can also calculate it for. A connection is the term for the relationship between your application and your user’s bank, facilitated by TrueLayer. Recently observed hostnames on 'uki-mock-bank. It helps startups and banks to drive products in financial services and supports account verification, know-your-customer (KYC) processes, and transactional data for account aggregation, credit scoring, and risk assessment. TrueLayer has raised a total of. Open banking can be that digitally-native alternative, the foundation for real-time cross-border payments in Europe. Import either the Payment or the Mandate component of the embedded payment page. Businesses of all sizes use TrueLayer to accept and send instant payments via open banking rails. Proponents of open banking, such as TrueLayer, are aiming to disrupt that. com' Searching for newly observed domains and hostnames is. Customers can make payments quickly, and for us, the payment parameters are all there and can be automatically allocated. Wagestream IS Limited is a company registered in England and Wales (number 14141395) at 35 Gresse Street, London, W1T 1QY; registered with the FCA (firm reference 998852) as an appointed representative of Resolution Compliance Limited (firm reference 574048), which is authorised and regulated by the FCA; registered with the ICO (reference. 2023. How much does TrueLayer cost? We offer pricing plans depending on how many connected accounts or payment transactions you expect to have through our APIs. Acquired license at. The Series D. TrueLayer (Ireland) Limited is authorised and regulated by the Central Bank of Ireland under the European Union (Payment Services) Regulations 2018 for the provision of Payment Services (Firm Reference Number: C433487). Lue tämä tietosuojailmoitus huolellisesti ennen kuin käytät verkkosivustoamme, TrueLayerin osana palvelujamme tarjoamia työkaluja tai muita palveluitamme. We power smarter, faster and safer payments for industry leading businesses across the UK and Europe. I wish all payments were this easy! TrueLayer has allowed me to Top up my Revolut & Nutmeg accounts so much faster than before. Data safety. Providers General Questions. com. TrueLayer Software Development London, London 46,076 followers We power smarter, faster and safer payments for industry leading businesses across the UK and Europe. In 2021 so far, we’ve processed billions of pounds in payments and seen 400% growth in. London-based fintech startup TrueLayer said on Tuesday it had raised $130 million from investment firm Tiger Global Management and payments technology provider Stripe in a funding round that. Celebrating women in fintech: past, present and future. Authorise the payment. 69 of its competitors are funded while 16 have exited. Registry Registrant ID: REDACTED FOR PRIVACY Registrant Name: REDACTED FOR PRIVACY Registrant Organization: Truelayer Limited Registrant Street: REDACTED FOR PRIVACY. TrueLayer Reports. Premium customers of Tracxn have access to detailed profile of TrueLayer including. ZEBRAFISH Volume 11, Number 3, 2014 June 16, 2014. User ContributionsTrueLayer Ltd announced a series C equity round of funding on June 4, 2019 On the same day, the company received $35 million in first tranche co-led by new investors, Tencent Holdings Limited (SEHK:700), Temasek Holdings (Private) Limited. For most financial services companies, strong coverage is a must for continued growth. TRUELAYER LIMITED Company Profile | LONDON, United Kingdom | Competitors, Financials & Contacts - Dun & Bradstreet. With just one quick deposit, new customers can get started gaming, add funds to their wealth. The company first launched in 2016. Follow. Their current partial address is Dublin, and the company status is Normal. Non-regulated and agents of TrueLayer customers must use TrueLayer’s flow, which is customisable to fit seamlessly into your application. To achieve this, they needed an easy way to connect their app to external bank accounts, and a payment method that. See more about connected accounts here. TrueLayer act as a messenger of. In 2023, BetCity was acquired by Entain, one of the biggest iGaming operators in the world, and has plans to capitalise on this new partnership, offering new experiences, fresh content and further engaging products to its loyal customer base. Help is available 8am–8pm GMT, with support available in six languages. email us at support@updraft. Our work on a commercial model for variable recurring payments (VRPs) is a first step in this direction. ISO27001:201326 Apr 2022. The purpose of this document is to highlight our values, what we do and don’t. Think of it as a conductor guiding each instrument in the orchestra to work together. com will be auto-solved with a comment advising you to raise a ticket via our. Limited coverage prevents widespread adoption, and poor-quality coverage can cause conversion rates to drop. Payment cards are popular for making online purchases, but their share of ecommerce payments is expected to decline from 50% in 2021 to 43% in 2026. TRUELAYER LIMITED - Free company information from Companies House including registered office address, filing history, accounts, annual return, officers, charges, business activity. Viva Payments SA. Payment orchestration connects multiple parts of the payment process under one umbrella. In the first post in our open source series, we share our solution for gRPC client-side load balancing, using ginepro. Offer instant payments with round-the-clock support and performance tracking data. OFA is dedicated to furthering open finance in the UK and EU, empowering consumers and businesses to make better use of their financial data and payments. We’re committed to protecting and respecting your privacy. Welcome to TrueLayer! Thank you for using TrueLayer's services ("Services")! The Services are delivered by TrueLayer (Ireland) Limited ("TrueLayer", "we", "us"), a company registered in Ireland (company number 671615) with our registered office at 6th Floor, 2 Grand Canal Square, Dublin 2, D02 A342, Ireland. If you would like to review a copy of our report we will need you to sign our NDA before we can send it to you. INCORPORATION DATE. 55M. com. Many banks have already migrated to API based connectivity, and so TrueLayer will be deprecating the bulk of our credential. TrueLayer is funded by 24 investors. Whether investing through Freetrade, banking with Revolut or buying a car on Cazoo, TrueLayer powers payments for some of Europe's most innovative brands. Malathion, a common organophosphate insecticide, is a proven acetylcholinesterase inhibitor and is the most. Experience Design Director at Branchspace. Revenue. TrueLayer. Hello Auth Dialog V2! After several months of intensive design, product, and engineering work, we are incredibly thrilled to launch our new, customisable authentication dialog. Registry Registrant ID: REDACTED FOR PRIVACY Registrant Name: REDACTED FOR PRIVACY Registrant Organization: Truelayer Limited Registrant Street: REDACTED FOR PRIVACY. Clickjacking on pages with no sensitive actions (e. That’s why our People Partner, Caroline, joined the company: “When I saw the post for People Partner at TrueLayer, I was really excited that the role was advertised as open to part-time, full. This week we’re chatting with Nina Mohanty, the co-founder and CEO of Bloom Money. Advice, news and insights on all aspects of open banking and open finance. <$5M. The fee is designed to incentivise merchants to act in a way that avoids chargebacks. Let’s take a merchant that tries to accept 20,000 payments per month. These fields are typically used for names and references in bank payment requests. That’s 40% of your marketing spend gone before you’ve seen any revenue. Businesses of every size, from startups to large enterprises, use TrueLayer to power their payments, access financial insights, and onboard customers across the world. But the OBIE isn't a permanent body and its future is now the subject of much discussion, following the end of the Open Banking Roadmap . UK-based open banking startup TrueLayer raised $130 million, giving it a $1 billion valuation, per TechCrunch. TrueLayer launches in Italy. But Visa and Mastercard have formidable network advantages and are moving into direct. Helpful articles on open banking, ecommerce, payments, regulation, business growth, financial management and more. Registered office address changed from 3rd Floor 1 Hardwick Street London EC1R 4RB United Kingdom to Part Ground Floor (East), Floors 6 and 7. A TrueLayer é autorizada como instituição de pagamento pelo Banco Central da Irlanda ("CBI") de acordo com os Regulamentos da União Europeia (Serviços de Pagamento) 2018 (C-Code/Código da Instituição: C433487) e está listada no Registro de Instituições de Pagamento do CBI. At TrueLayer we care deeply about equality, inclusion and diversity. Offering a great payment experience is key for any business. 25 Aug 2021. 2. 3 Aug 2020. TrueLayer offers instant, cost-effective payments through new integration on Shopify’s platform Michael Brown, Head of Ecommerce at TrueLayer said:… Liked by Jiun Yi Tan The number one question that came up during our Linkedin Live on PSD3 a couple of weeks ago was "do you think EU banks should be allowed to charge…10278251. If. Truelayer basically operate in the open banking space and so can interface with your own bank account using an API if you grant them permission. See more about connected. I wish all payments were this easy! TrueLayer has allowed me to Top up my Revolut & Nutmeg accounts so much faster than before. What information is shared with TrueLayer during an instant bank transfer? Your account name, number and sort code. Date of experience: November 04, 2021. Helpful articles on open banking, ecommerce, payments, regulation, business growth, financial management and more. <br><br>10+ years in crypto/payments/ fintech sales. Better APIs will lead to better open banking services. Julians STJ 1062, Malta. The move brings the. The use of zebrafish as a model to study the effects of. Lower fraud – every payment is authenticated by the user’s bank. How much does TrueLayer cost? We offer pricing plans depending on how many connected accounts or payment transactions you expect to have through our APIs. TrueLayer is a global open banking platform. Following the introduction of PSD2 in Europe, the company’s services have. 6. They currently represent around 41% of all ecommerce payments, making CPAs a recurring payment option that most customers will know and trust. William Hill has enhanced its payments processing capabilities by partnering with TrueLayer, an open banking platform. TrueLayer’s Verification API instantly verifies account ownership and matches your customer name with bank records, so you can onboard users lightning fast. A message from TrueLayer's CEO. It has been operational for five years but has made remarkable progress in becoming a leader within its niche of the tech industry. Generate a payment access token. With over 7 million users, and monthly average of 8 million payments made using the technology each month, it is a major UK fintech success story, driven by. What is freemium? A combination of the words “free” and “premium”, freemium is a business model which offers users free access to basic features and limited functionality, but charges a premium for additional features and full access. As a permissive license, it puts only very limited restriction on reuse and has, therefore, an excellent license compatibility. One Sigma Technologies Private Ltd. We believe secure, open APIs (application programming interfaces) are key to competition and. At this stage, your user has told you what bank they want to pay from and you’ve obtained your access token. PSD3 (the third Payment Services Directive): the new Directive from the EU Commission. Since the UK’s Competition and Markets Authority (CMA) fired the gun on Variable Recurring Payments (VRPs) – the mechanism it has selected to let people automatically move money between their bank accounts – the UK’s big nine banks have been busy building the open banking infrastructure to make it happen. All our savings accounts work with our Savings Plans, so you can automatically build your savings without thinking about it. Combining open banking with machine learning, the Verification API makes onboarding effortless. Single payments. WorldFirst.